According to Merriam-Webster, incidentals are defined as "minor items (as of expense) that are not particularized." Every astute budget-maker and budget-keeper allots for such expenses, ironically regular and random as they are. Mine covered new tires and wisdom teeth extraction last month. This month it equated to a $750 down payment for my son's orthodontia.
What I failed to consider was that within a grocery budget, incidentals should also be anticipated. It is pure cause and effect. Because my son had new braces, I had to purchase items I normally would not purchase. For example, part of his soft diet consisted of mashed potatoes for two days, along with ice cream. Since I was worried that my mashed potatoes would not be tasty or soft enough, we ordered the ones at Price Chopper. Four containers at $2.69 each. I cringe thinking about how many sacks of potatoes I could have bought instead. The ice cream was not on sale, either. He had a few extra hot lunches this week since my homemade pizza was a little too crunchy and peanut butter sandwiches were out of the question. Total incidentals so far this month... $22.55, acceptable due to comfort issues, but all unanticipated. From this point, I will need to reset my monthly cap to include incidentals!
Challenge: To trim down the grocery bills by at least 33%
According to the US Department of Labor, the average American family of four spends $8,513 per year on groceries. This statistic breaks down to $177 per person a month. My family is not the traditional nuclear family. In addition to me and my husband, we have four children -- three teenagers, a two-year-old, and a mother-in-law. Applying the above figures, our grocery bill for a family of seven should approximate to $1239 per month. And astonishingly, it has regularly fluctuated in the range of $1000- $1300. My goal is to trim this monthly pile of receipts down to $830,(including diapers, wipes, hygiene products, and restaurant bills) if not less. Being able to frugally feed my nutrition-conscious husband and appease the voracious appetites of my teenagers will be my main challenge!
Tuesday, January 11, 2011
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